Starting up: Insurance Tips for Founders

So, you've decided to buck down and start your own company. In a recent study by Dyckman and Burnette, 48% of startups offer no health insurance. But, this doesn't have to be the case. Entrepreneurs don't have to sacrifice their health for a lean balance sheet. Here are some tips:

• If you require Auto Insurance cheap try simple liability insurance. Another way to get a cheap rate is to add medical coverage to your auto plan or go to Cheap Insurance for excellent rates. This will bundle your auto insurance and medical insurance into one plan.
  
• Injury-only or highest-possible deductible health insurance. (Often called "catastrophic insurance.")
  
• Go the private route. Insure yourself personally, outside of your startup.
• If you have high-risk dependents, try adding them to a separate state-subsidized plan.